Independent reviews. Real tests. Smarter security decisions.
Price captures verified 2026-08-09; overall scores unpublished
Identity theft protection products are monitoring and recovery helpers, not substitutes for locked-down accounts. Freeze credit files where you can, secure email with MFA, and stop password reuse first. Then choose by leftover job: Aura for monitoring-oriented adult identity suites (Individual from $12/mo billed annually on Aura.com/pricing as of 2026-08-09), Surfshark One when a VPN-plus privacy bundle is the real purchase (Starter from A$3.49/mo on a 24-mo plan in the AUD geo capture the same day, not a USD guarantee), and Incogni when people-search/broker listings are the exposure you care about most (Standard from $7.99/mo billed annually on Incogni.com). We do not invent insurance payouts, restoration guarantees, or Security Checklist scores.
Monitoring-oriented shortlist
$12/mo billed annually (Individual)
Verified 2026-08-09 (reconfirmed), aura.json#aura-starting-price; re-check before purchase
14-day free trial + 60-day annual MBG advertised (Aura.com, 2026-08-09)
Privacy-bundle alternative
From A$3.49/mo Starter (24-mo plan)
Verified 2026-08-09, surfshark.json#surfshark-starting-price; AUD geo on surfshark.com/pricing; USD not returned from research fetch (ISS-028)
30-day money-back advertised (surfshark.com/pricing, 2026-08-09)
Exposure via broker listings
$7.99/mo billed annually (Standard)
Verified 2026-08-09 (reconfirmed), incogni.json#incogni-starting-price; re-check before purchase
30-day money-back advertised (Incogni.com, 2026-08-09)
Decision support
Qualitative fit only. We do not invent lab results, broker counts, or prices to close a shortlist.
There is no Security Checklist overall identity-protection champion yet, overall score not yet published; see the verification register. Qualitatively: Aura when alerts, credit monitoring, and adult identity tooling are the job; Surfshark One when network privacy and a multi-tool bundle are the purchase; Incogni when automated broker removals are the leftover problem after DIY opt-outs.
Alerts can help you react faster; they do not replace unique passwords, MFA, or freezes. Aura adult-plan marketing lists 3-bureau credit monitoring, Experian credit lock, financial alerts, antivirus, VPN, password manager, and people-search/data-broker removal help (vendor help article, 2026-08-09), buy that suite only if those extras are part of your job, not as a substitute for free account hygiene.
Only when network privacy or a multi-tool bundle is part of your real threat model. Surfshark One marketing includes VPN, Alternative ID, Antivirus, Alert, Search, and CleanWeb; One+ adds Incogni for automated removal from 420+ brokers (vendor-stated). If you purely want people-search cleanup, prefer a removal-focused option instead of paying for VPN seats you will not use.
Incogni automates recurring broker opt-outs and tracks request status. It is not identity-theft insurance and does not replace credit freezes. Use it when listing volume outruns DIY forms, not when your anxiety is primarily bank-account takeover.
Aura Individual $12/mo annual ($15 monthly), Couple $22/$29, Family $32/$50, Kids $10/$13 (2026-08-09). Incogni Standard $7.99/mo annual; Unlimited $14.99; Family $15.99; Family Unlimited $22.99. Surfshark Starter/One/One+ A$3.49 / A$3.89 / A$6.29 per mo on 24-mo plans in the AUD geo capture, USD was not returned from that fetch location, so we do not invent a dollar conversion. Re-verify same-day before recommending.
Aura states each adult member is backed by a $1,000,000 identity theft insurance policy for eligible losses (Family marketing shows up to $5M total at $1M per adult), vendor-stated, underwritten terms and exclusions apply. We do not treat those figures as Security Checklist-tested payouts or as a reason to skip freezes.
If you are unsure whether monitoring, removal, or a privacy bundle fits, finish free steps and then use /tools/identity-protection-finder/. The finder routes by job, not by commission size.
Qualitative fit only until scores and prices are verified. View Deal always routes through first-party tracking.
Aura
Monitoring
Identity monitoring after free freezes
Platforms
windows · mac · ios · android · web
$12/mo billed annually (Individual)
Free plan: See review
Surfshark One
Bundle
VPN-plus privacy suites
Platforms
windows · mac · ios · android · linux · web
From A$3.49/mo Starter (24-mo plan)
Free plan: See review
Affiliate payout never sets ranking. Free remedies still come first in related guides.
Architecture and data-handling claims cited only from verified sources, never invented coverage stats.
Signup friction, dashboards, and the ongoing maintenance burden after day one.
Removal, monitoring, and bundle extras that change buy/no-buy outcomes.
Observed only when a Security Checklist test record exists.
Plan fit versus free opt-outs and freezes. Starting prices publish only from claim ledgers; scores stay N/Pub until test records exist.
Cells marked Pending mean the claim is not verified for publication yet.
| Feature | Aura | Surfshark One | Incogni |
|---|---|---|---|
| Identity monitoring positioning | Yes | Limited | No |
| Data removal positioning | Limited | Limited | Yes |
| VPN / privacy bundle | Limited | Yes | No |
| Pack affiliate CTA | Yes | Yes | Yes |
| Official starting price captured (2026-08-09) | Yes | Yes | Yes |
| Published lab score on this site | Pending | Pending | Pending |
Internal links
Hub, tools, and related pages from the inventory. No invented URLs.
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